Thursday, June 25, 2009

Chronic Illnesses Help

Wow I came across this group called PSI that looks just fabulous. They have a very informative website with information that is beneficial to anyone with questions. There are some really good links as well for information from agencies.

So check out a great non-profit company that help's people who live with certain chronic illnesses or conditions locate suitable health insurance coverage and access ways to satisfy expensive co-payments.

Here is a salute to them!

Tuesday, June 16, 2009

Easy Steps to Plan for Your Golden Years

  1. Start Saving Early
  2. Avoid & Reduce Debt
  3. Set up an Automatic Investing Program
  4. Make Sure You're Diversified
  5. Keep a Long-Term Focus

Saving for Your Nest Egg

What are you doing for Retirement?

Retirement planning has changed over the years, up until the 1970's most Americans worked for companies that provided pension plans. These were guaranteed and funded completely by the employers.

Now there are very few pension plans and the responsibility for retirement planning has shifted from the employers over to the individuals themselves. With legislative help came rise to the Individual Retirement Arrangements such as IRA and 401(k) plans.

With the uncertainty of social security as a reliable source of income in the future. If you want to ensure a financially comfortable retirement, you have to plan for it yourself, whether you work for an employer or are self-employed.

6 out of 10 people say they will have enough money to retire comfortably, though research from the Employee Benefits Research Institute shows 50% of all workers today half less than $50,000 saved for retirement.